Purchasing a property is a major decision that requires careful thought and preparation. From understanding its condition to asking the right questions, doing your due diligence can save you stress and money in the long run. Below are key checks to help you make a confident, informed choice.

1). Inspect the home thoroughly before buying
Before committing to a property, ensure a proper inspection is done to assess its structural condition, plumbing, electrical systems, roofing, and general safety. Don’t rely on surface appeal — hidden defects can cost you greatly after purchase. Hiring a certified inspector can help you uncover potential red flags that may affect the property’s value or your decision to proceed.

2). Use an agent to speak with the seller
A qualified real estate agent acts as a mediator who understands the market and protects your interests. They help you negotiate better deals, clarify unclear terms, and ensure smooth communication with the seller. Their experience often uncovers vital details you might miss, and they can help you avoid common mistakes during the transaction process.

3). Discuss payment options before closing
It’s crucial to understand the payment structure available to you. Whether you’re paying outright, in installments, or exploring financing options, clarity on timelines, receipts, and documentation is non-negotiable. In Nigeria, many deals are closed with staggered payments, so be sure your agreement is legally binding and properly documented.

4). Ask about documents and legal proof
Before finalizing the purchase, verify that the property has all required legal documents — including the title, deed, survey plan, and approved building plans. Engage a legal expert to help review these papers and confirm their authenticity with relevant authorities to avoid future disputes or ownership issues.